# BPJS Kesehatan Tariff

JKN monthly premiums — the self-paying rate per ward class, the 5%-of-wage formula for employed members, and the subsidised tier.

- Method: `GET`
- Path: `/v1/health/bpjs-rates`

**Example request**

```bash
curl https://api.diraz.ae/v1/health/bpjs-rates \
  -H "Authorization: Bearer drz_live_…"
```

**Example response**

```json
{
  "data": {
    "effective": "2026-08",
    "self_paying": [
      { "ward_class": 1, "monthly_idr": 150000, "note": null },
      { "ward_class": 2, "monthly_idr": 100000, "note": null },
      { "ward_class": 3, "monthly_idr": 35000, "note": "Subsidised from the Rp42.000 base rate for self-paying members." }
    ],
    "employed": {
      "premium_percent_of_wage": 5,
      "employer_percent": 4,
      "employee_percent": 1,
      "wage_ceiling_idr": 12000000,
      "note": "5% of monthly wage, capped at the ceiling; 4% paid by the employer, 1% by the employee."
    },
    "subsidised": { "note": "PBI (Penerima Bantuan Iuran) members are fully paid by the state." }
  },
  "meta": {
    "request_id": "req_7Q2fK4mZ"
  }
}
```