# Loan Amortization

The monthly payment, total paid, and total interest for any loan — any principal, any rate, any term.

- Method: `GET`
- Path: `/v1/finance/loan-amortization`

**Parameters**

| Name | Type | | Description |
|---|---|---|---|
| `principal` | number | required | The amount borrowed. |
| `rate_pct` | number | required | Annual rate in percent. `0` is allowed. |
| `term_months` | integer | required | The term in months. |

**Example request**

```bash
curl https://api.diraz.ae/v1/finance/loan-amortization \
  -H "Authorization: Bearer drz_live_…"
```

**Example response**

```json
{
  "data": {
    "principal": 100000,
    "rate_pct": 6,
    "term_months": 12,
    "monthly_payment": 8606.64,
    "total_paid": 103279.72,
    "total_interest": 3279.72
  },
  "meta": {
    "request_id": "req_7Q2fK4mZ"
  }
}
```